How to Not Get Scammed Finding a Home Abroad

Because nothing says "welcome to your new country" like realizing your dream apartment only exists in heavily filtered photos

In This Guide

Welcome to the Rental Hunger Games

Picture this: You've finally made the leap to move abroad, and now you need somewhere to live that isn't a hostel bunk bed or your friend's couch. Sounds simple, right? Wrong. Finding a decent rental abroad is like online dating – everyone looks great in photos, half the profiles are fake, and you'll probably get ghosted at least once.

I've apartment-hunted in 8 countries and made every mistake in the book (including wiring money to a "landlord" who turned out to be very creative with Photoshop). Here's everything I learned the hard way, so you don't have to.

Quick Tip

Start your rental search at least 4-6 weeks before your planned move-in date. In popular expat destinations, quality rentals can be snapped up quickly, especially during peak seasons.

Pro Tip: Arrive First, Then Rent

Whenever possible, book temporary accommodation for your first 2-4 weeks and search for long-term rentals after arriving. This allows you to visit properties in person, get a feel for different neighborhoods, and avoid scams. Online listings often don't reflect the true condition or location quality of a property.

Preparation & Research

Thorough preparation is the foundation of a successful rental search. Before diving into property listings, take time to understand the local rental market and clarify your requirements.

Person researching neighborhoods on laptop

Thorough neighborhood research is essential before starting your property search

Neighborhood Research

Different neighborhoods offer varying lifestyles, amenities, and price points. Consider these factors when evaluating areas:

Lifestyle Priorities

  • Proximity to work/coworking spaces
  • Access to public transportation
  • Nearby restaurants and cafés
  • Green spaces and recreation
  • Expat community presence

Practical Considerations

  • Safety and security reputation
  • Noise levels (day and night)
  • Internet reliability and speed
  • Proximity to essential services
  • Local weather conditions

Rental Budget Checklist

Before starting your search, make sure you've accounted for these potential expenses:

  • Budget range: Including utilities, internet, and any maintenance fees
  • Security deposit: Typically 1-3 months' rent (or consider deposit-free options like Flatio)
  • Agent fees: If using a local real estate agent (often 1 month's rent)
  • Furnishing costs: If renting unfurnished property
  • Utility setup fees: Some countries require connection fees
  • Currency exchange costs: Factor in transfer fees and exchange rates
Person planning rental budget on laptop

Creating a comprehensive rental budget helps avoid unexpected expenses

Finding Rental Properties

The internet has revolutionized how we find long-term rentals abroad. Instead of relying solely on local real estate agents, expats and digital nomads now have access to specialized platforms designed for international renters.

Person searching for rental properties online

Online platforms have made finding rentals abroad significantly easier for expats

Online Rental Platforms

These specialized platforms offer rentals specifically geared toward expats and digital nomads:

International Platforms

  • Spotahome: Verified listings with virtual tours (Europe-focused)
  • Flatio: Mid-term rentals (1-12 months) with no deposit required
  • HousingAnywhere: Secure booking platform with payment protection
  • Nestpick: Aggregator of multiple rental platforms
  • Airbnb: Now offers monthly discounts for longer stays

Local Resources

  • Facebook Groups: City-specific expat and housing groups
  • Local Classifieds: Often have listings not found on international sites
  • University Boards: Good for affordable options near educational institutions
  • Local Real Estate Agencies: Can provide valuable market insights
  • Word of Mouth: Networking with established expats can lead to unadvertised rentals

Watch Out for Rental Scams

Be wary of listings that seem too good to be true or landlords requesting payment before you've seen the property. Never send money via wire transfer to secure a property you haven't visited in person or virtually verified through a reputable platform.

Working with Local Agents

Real estate agents can be valuable allies in your housing search, especially in countries where the best rentals aren't listed online. Here's how to make the most of their services:

Viewing Properties

Virtual and in-person viewings are critical steps in the rental process. Each offers different advantages, and ideally, you should use both when possible.

Virtual Viewings

Virtual viewings have become increasingly common, especially for international renters:

  • Video Tours: Request a live video call where the landlord or agent shows you the property in real-time
  • Pre-Recorded Tours: Ask for walkthrough videos focusing on areas important to you
  • 360° Tours: Some platforms offer immersive virtual tours
  • Additional Photos: Request photos of specific areas not shown in the listing

Pro Tip: During video tours, ask to see views from windows, water pressure in showers, and how appliances function.

In-Person Viewings

Nothing replaces the experience of physically visiting a property:

  • Schedule Multiple Viewings: Visit at different times of day to assess noise, lighting, etc.
  • Check Infrastructure: Test water pressure, electricity, heating/cooling systems
  • Inspect for Issues: Look for signs of dampness, mold, structural problems
  • Meet Neighbors: If possible, speak with current residents about the building/area
  • Document Everything: Take photos and notes of any existing damage

Pro Tip: Bring a measuring tape to confirm room dimensions and ensure your furniture will fit.

Property Viewing Checklist

Use this comprehensive checklist when viewing potential rentals:

  • Building condition: Exterior maintenance, common areas, security features
  • Apartment layout: Natural light, ventilation, noise levels between rooms
  • Utilities: Heating/cooling systems, water pressure, electrical outlets
  • Appliances: Age, condition, energy efficiency
  • Storage space: Closets, cabinets, additional storage options
  • Internet: Availability, speed options, connection quality
  • Neighborhood: Safety, amenities, transportation, noise at different times
  • Documentation: Existing damage, meter readings, inventory (if furnished)

Download our Complete Property Viewing Checklist to take with you on viewings.

Negotiation Strategies

Negotiating rental terms is standard practice in many countries, especially for long-term leases. Understanding local customs and approaching negotiations professionally can result in significant savings and better living conditions.

Effective Negotiation Tactics

Do's

  • Research local market rates thoroughly before negotiating
  • Highlight your strengths as a tenant (stable income, no pets, etc.)
  • Offer longer lease terms in exchange for lower rent
  • Be prepared to compromise on less important points
  • Get all negotiated terms in writing

Don'ts

  • Start with unreasonably low offers that may offend landlords
  • Negotiate aggressively or make ultimatums
  • Focus solely on price while ignoring other valuable terms
  • Misrepresent your situation or intended use of the property
  • Rely on verbal agreements without written confirmation

Cultural Considerations

Negotiation customs vary significantly across cultures. In some countries (like Thailand and Mexico), negotiating is expected. In others (like Germany and Switzerland), listed prices are often fixed. Research local customs before attempting to negotiate to avoid cultural misunderstandings.

Rental Contracts

Understanding your rental contract is crucial for a smooth tenancy. While rental agreements vary by country, certain elements are universal and should be carefully reviewed before signing.

Person reviewing rental contract documents

Always review contracts carefully before signing, preferably with local assistance

Essential Contract Elements

Ensure your rental agreement includes these key components:

Basic Terms

  • Complete names and contact details of all parties involved
  • Property address and description including which specific unit and any included facilities
  • Lease duration with clear start and end dates
  • Rent amount, currency, and payment schedule including due dates and acceptable payment methods
  • Security deposit amount and detailed conditions for its return

Rights & Responsibilities

  • Utilities - Who pays for water, electricity, gas, internet, etc.
  • Maintenance responsibilities - Tenant vs. landlord obligations
  • Access rules - When and how the landlord may enter the property
  • Property use restrictions - Pets, smoking, occupancy limits, etc.
  • Modifications - Rules for making changes to the property

Termination & Special Clauses

  • Notice periods for terminating or renewing the lease
  • Early termination provisions and associated penalties
  • Subletting permissions and procedures
  • Renewal terms including potential rent increases
  • Dispute resolution procedures for addressing conflicts

Get Local Legal Advice

If possible, have a local legal expert or experienced expat review your contract before signing. Rental laws vary significantly by country, and what might be standard in one location could be unusual or even illegal in another.

Property Condition Documentation

Before moving in, create a detailed record of the property's condition:

This documentation will be invaluable when it's time to move out and recover your security deposit.

Payment Methods

Understanding your payment options for rent and deposits is essential for managing your finances abroad. Payment methods vary widely by country, with some regions still relying heavily on cash while others have embraced digital solutions.

Common Payment Methods

  • Bank transfers: Most common for recurring rent payments in Europe and many Asian countries
  • Cash: Still prevalent in parts of Southeast Asia, Latin America, and Eastern Europe
  • Credit/debit cards: Increasingly accepted by larger property management companies
  • International money transfers: Services like Wise (formerly TransferWise) or Revolut for cross-border payments
  • Payment apps: Region-specific apps like Venmo (US), WeChat Pay (China), or PayNow (Singapore)
  • Post-dated checks: Common in countries like UAE, Canada, and parts of South America

Security Deposit Protection

How to protect your security deposit when renting abroad:

  • Understand the local deposit protection schemes, if any exist
  • Document the payment with proper receipts
  • Clarify return conditions in writing before paying
  • Consider specialized rental platforms with payment protection
  • Research local tenant rights regarding deposits
  • Avoid cash deposits when possible, or get witnessed receipts

Minimizing Foreign Transaction Fees

Regular rent payments can incur significant foreign transaction fees. Consider these strategies to minimize costs:

  • Open a local bank account for direct transfers when staying long-term
  • Use multi-currency accounts from services like Wise or Revolut
  • Check if your landlord accepts quarterly payments to reduce transfer frequency
  • Consider credit cards with no foreign transaction fees if card payments are accepted
  • Compare exchange rates across different services before each transfer

Payment Red Flags

Be cautious of these potentially problematic payment requests:

Regional Rental Guides

Rental practices vary significantly by region. While this guide covers universal principles, our region-specific guides address unique local considerations, cultural norms, and market characteristics.

Southeast Asia

Thailand, Vietnam, Indonesia, Malaysia

  • Month-to-month flexibility common
  • Cash payments often preferred
  • Utility costs typically separate
View Thailand Guide

Western Europe

Spain, Portugal, France, Italy

  • Stricter contract requirements
  • Bank transfers standard
  • Furnished options widely available
View Spain Guide

Latin America

Mexico, Colombia, Brazil, Argentina

  • Local guarantor often required
  • Negotiation expected
  • Legal assistance recommended
View Colombia Guide

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Cultural negotiation approaches, leverage tactics, and concession strategies.

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Additional Resources

We've compiled these additional resources to help you navigate the rental process more smoothly:

Online Tools

Cost of Living Calculator

Compare rental costs across different cities worldwide

Use Calculator

Visa Comparison Tool

Find destinations where you qualify for long-term stays

Compare Visas

Internet Speed Map

Find locations with reliable internet for remote work

View Map

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